Global IME Bank Interest Rate

Global IME Bank Interest Rate

Global IME Bank Interest Rate for Chaitra 2080

Global IME Bank Interest Rate has been published for deposit and loan products effective from 1st Chaitra 2080.  The Agricultural Development Bank limited will pay  maximum 5.85% on Global Remit Saving Account among saving accounts product. Furthermore, depositors can get 8.60% on Remiters Term Deposit Account on  fixed deposit account. 

Global IME Bank Base Rate for Chaitra 2080

Base Interest Rate for the month of Chaitra 2080 is 8.77% and average base rate for last three month is 9.09%.

Global IME Bank Interest Rate for Saving Accounts

Deposits AccountInterest Per Annum
Global Normal Savings3.85%
Global Nari Bachat Khata          3.85%
Global Balbalika Bachat Khata3.85%
Global Navaratna Salary Account    3.85%
Global Karmachari Bachat Khata      3.85%
Social Security Allowance Account3.85%
Global Share Lagani Bachat Khata 3.85%
Global BLB Saving Account  3.85%
Global Students Saving Account    3.85%
 Global Janmabhumi Bachat Khata3.85%
 Global Sahayatri Bachat Khata            3.85%
Global Sansthagat Bachat Khata    3.85%
 Global Jestha Nagarik Bachat Khata4.85%
   Sabai Nepaliko Bachat Khata     4.85%
  Soche Jastai Bank Khata   4.85%
 Global Remit Savings Account   5.85%
Global IME Bank Interest Rate on Fixed Deposits

Interest Rate on Individual Fixed Deposit Account

Deposits AccountInterest Per Annum
3 Months to below 6 Months6.00%
6 Months to below 1 Year6.50%
1 Year and Above7.60%
Remitters Term Deposit+ 1.00% on above slab

 

Global IME Bank Interest Rate on Institutional Fixed Deposit Account

Deposits AccountInterest Per Annum
6 Months to below 1 Year5.50%
1 Year and Above6.60%
NPR Call Deposit Up to 1.92%

Global IME Bank Interest Rate on FCY Deposit

CurrencySaving DepositsFixed Deposit: Individual 3 Months and above
Institutional – 6 months and above
US DOLLAR (USD3.00%4.50%
EURO (EUR)      3.00%4.50%
Great Britain Pound (GBP)3.00%4.50%
Australian Dollar (AUD)3.00%4.50%
Canadian Dollar (CAD) 3.00%4.50%
Japanese Yen (JPY)   2.40%3.50%
Chinese Yuan (CNY)2.00%3.50%

Global IME Interest Rate on NRN FCYs Fixed Deposit

Global NRN FCYs Fixed Deposit
(1 Year and above)
Min. BalanceRates Per Annum
US Dollar (USD)USD 1,000/-4.00%
EURO (EUR)Equivalent to USD 1000/-4.00%
Great Britain Pound (GBP)4.00%
Australian Dollar (AUD)4.00%
Canadian Dollar (CAD)4.00%
Japanese Yen (JPY)2.40%
Chinese Yuan (CNY)2.00%
Global IME Bank Interest Rate on Loan Account

A. Global IME Bank Interest Rate Corporate/ Mid Corporate/SME

Loan TypeRates Per Annum
Term Loan   Base rate+ up to 3.50%
Permanent Working Capital Loan Base rate+ up to 3.50%
Fluctuating Working Capital Loan  Base rate+ up to 3.50%

B. Global IME Interest Rate on Retail and Other Products

 Retail and Other ProductsFloating Interest RateFixed Interest Rate
1Home LoanBase rate + up to 3.50 %  
 Up to 5 Years9.99% to 10.99%
 5 to 10 Years10.99%to 11.49%
 Above 10 Years11.49%to 11.99%
2Auto Loan Base rate + up to 3.50 %  
 Up to 5 Years                                      10.49%to 11.49%
 Above 5 Years                                                                                 11.49% to 12.49%
3Mortgage Loan Base rate + up to 3.50 %  
 Up to 5 Years                                      10.99%to 11.99%
 Above 5 Years                                                                                 11.99%to 12.99%
4Education Loan Base rate + up to 3.50 %  
 Up to 5 Years 11.99%to 12.99%
 Above 5 Years                                                                                 12.99% to 13.99%
5Hire PurchaseBase rate + up to 3.50 % 
 Up to 5 Years11.99%to 13.99%
6Global Small Business LoanBase rate + up to 3.50 % 
 Up to 10 years11.00¾to 13.00%
7Global Krishi KarjaBase rate + up to 3.50 % 
 Up to 10 Years11.00¾to 13.00%
8Global Professional LoanBase rate + up to 3.50 %11.49% to 13.49%
9Loan Against Shares Base rate+ up to 3.50%
10Loan against FCY Deposit   Base rate+ up to 3.00%
11 Loan against Fixed Deposit of Own BankCoupon rate plus 2.00%
12Loan against Government BondCoupon/Base rate + up to 3.00%
13 Deprived Sector Loan (Institutional)        Base rate+ up to 2.00%
14 Forced/Other Loan          Base rate+ 3.50%
15Foreign Currency Loan   Negotiable
Notes:

• Rate on consortium financing will be as decided by consortium.
• Additional penal rate of 2.00% p.a. may be charged in case of loan is used other than intended purpose and any activities conducted to degrade mortgage properties.
• Penal charge/fee of +2% p.a. will be applied on the overdue amount/expired loan.
• Interest rate on subsidy loan and other loan will be as per NRB circular.
• Interest Rate of Call and Bidding Deposit will be as per NRB Directive.
• Pricing of loan will be applicable only for new/renewal case.
• Details of premium to be applied for different types of loan categorized under different sector/subsector is available in the bank’s website.