Kumari Bank Limited Interest Rate for the Month of Chaitra 2080
Kumari Bank Limited Interest Rate has been published for deposit and loan products effective from 1st Chaitra 2080. The Kumari Bank limited will pay maximum 5.76% saving accounts product. Furthermore, depositors can get 7.51% on Fixed Deposit Account 1 year and above deposits.
Kumari Bank Limited Base Rate for the month of Chaitra 2080
Base Interest Rate for the month of Chaitra 2080 is 9.74%. Likewise, Rolling Average Base Rate (Poush to Falgun 2080) is 10.01%.
Kumari Bank Limited Interest Rate on Saving Accounts
| Account Types | Minimum Balance (NPR) | % Per Annum |
| Kumari Smart Bachat Khata | 1,000.00 | 3.76 |
| Shareholders Saving Account | 1,000.00 | 3.76 |
| Twinkle Star Saving | 1,000.00 | 3.76 |
| Shuva Laxmi Bachat | 1,000.00 | 3.76 |
| 50 Plus Savings | 1,000.00 | 3.76 |
| Kumari Swastha Jeevan Bachat Khata | 5,000.00 | 3.76 |
| Kumari Utsav Bachat Khata | 1,000.00 | 3.76 |
| Kumari Salary Saving | – | 3.76 |
| Kumari Social Security Allowance Khata | – | 3.76 |
| Kumari Remit Bachat Khata | – | 3.76 |
| Kumari Remit IPO Saving Account | 1,000.00 | 4.76 |
| Kumari Remit Premium Saving Account | 5,000.00 | 7.1 |
| Nagarik Bachat Khata | 500 | 3.76 |
| Sabaiko Bachat Khata | 500 | 3.76 |
| Grameen Bachat Khata | – | 3.76 |
| Kumari Pariwar Surakchya Bachat Khata | 10,000.00 | 3.76 |
| Youth Saving Account | 500 | 3.76 |
| Kumari Premium Salary Account | – | 3.76 |
| Chhori Bachat Khata | – | 5.76 |
| Kumari Gajjabko Bachat Khata | 1,000.00 | 3.76 |
| Kumari Gajjab Bachat Khata | 1,000.00 | 5.76 |
| Kumari Dhanabriddhi Bachat Khata | 15,000.00 | 3.76 |
| Mission Rastra Gaurab Khata (R) | 1,000.00 | 5.76 |
| LCY Call Account | – | Upto 1.88 |
Kumari Bank Limited Interest Rate on Fixed Deposit
Kumari Bank Limited Interest Rate on Individual Fixed Account
| Period | Interest % Per Annum |
| 3 months | 6.1 |
| Above 3 months to below 6 months | 6.51 |
| 6 months to below 1 year | 7.1 |
| 1 year and above | 7.51 |
| Fixed Deposit Plus/Recurring (6 months to 3 years) | 7.1 |
Kumari Bank Limited Interest Rate on Institutional Fixed Deposit Account
| Period | % Per Annum |
| 6 months to below 1 year | 5.1 |
| 1 year and above | 6.51 |
Kumari Bank Limited Interest Rate on FCY Deposit Accounts
| FCY Deposit | Call deposit rate (% per annum) upto | Saving Deposit Rate (% per annum) | Fixed Deposit Rate (% per annum) * |
| USD | 2.08 | 4.16 | 5.11 |
| EUR | 1.39 | 2.77 | 3.81 |
| GBP | 1.64 | 3.29 | 4.33 |
| AUD | 1.77 | 3.54 | 4.57 |
| CAD | 1.99 | 3.98 | 5.04 |
| JPY | 0.83 | 1.66 | 2.7 |
| CNY | 2.13 | 4.26 | 5.3 |
| For other FCY Currencies/NRN FCY Fixed Deposit | Available on request |
Kumari Bank Limited Interest Rate on Loan Account
Floating Interest Rate on Loans
| Lending | Premium (% per annum) on Base Rate |
| Corporate | 0.5 to 2.50 |
| Agriculture Loan | 0.5 to 2.00 |
| MSME/ SME (Productive as per NRB) | 0.5 to 2.00 |
| MSME/ SME (Others) | 1 to 3.00 |
| Education Loan | 2.00 to 3.50 |
| Deprived Sector | Upto 2.00 |
| Home Loan (Prime) | Upto 2.00 |
| Home Loan | 0.50 to 2.50 |
| Personal Term Loan | 0.50 to 2.50 |
| Personal Overdraft Loan | 2.5 to 3.50 |
| Auto Loan (Private) | 1.5 to 3.50 |
| Hire Purchase (Commercial) | 2.50 to 3.50 |
| Real Estate | 2 to 3.50 |
| Margin Lending | 1.25 to 3.25 |
| Loan Against First Class Bank Guarantees | Upto 3.00 |
| Loan Against Deposit of KBL | Coupon rate + 2.00 or RABR + 0.25 whichever is higher |
| Loan Against Government Securities | Coupon rate + 2.00 or RABR + 0.25 whichever is higher |
| Other Loan | 2 to 3.5 |
| Professional Loan | 3.00 to 3.5 |
| FCY Denominated Loans | Available on Request |
| FCY TR Loan | Available on Request |
Fixed Interest Rate on Loans
| Types of Loan | Rate Fixed for | Interest Rate Per Annum |
| For Home Loan | Up to 7 Years | 10.29% |
| For Other Individual Term Loans | Up to 7 Years | 11.29% |
| For SME/MSME | Up to 7 years | 10.59% |
Note:
| 1.Terms and conditions for various savings deposits, fixed deposits, and loan against FD will be as per the prevailing bank rule. | ||||
| 2. Interest rate on consortium financing shall be as per consortium decision. | ||||
| 3. In case of any regulated loan, premium rates shall be applicable as per the circulars issued by NRB. | ||||
| 4. For remit FD, bank can provide minimum 1% over published rate of respective currency. | ||||
| 5. Interest rate on the Akshayakosh deposit shall be negotiable. | ||||
| 6. For other information visit official website of Kumari Bank Limited | ||||
| *3 months and above for individual & 6 months and above for institutions. |